Terms of Service for The Equalizer

Effective Date: July 30, 2025

Acceptance of Terms

By downloading, installing, or using The Equalizer mobile application (the "App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

Description of Service

The Equalizer is a mobile application designed to help users track and split shared expenses among groups. The App offers both free and premium subscription tiers with varying features and capabilities.

Account and Subscription

Free Tier

• Limited to one event at a time
• Basic expense tracking and splitting functionality
• Local device storage only

Pro Subscription

• Unlimited events
• iCloud synchronization across devices
• Event sharing and collaboration features
• Priority customer support

Subscription Terms

• Subscriptions are billed through Apple's App Store
• Pricing and billing cycles are displayed in the App
• Subscriptions automatically renew unless cancelled
• Cancellation can be done through your Apple ID account settings
• No refunds for partial billing periods

User Responsibilities

You agree to:

• Use the App only for lawful purposes
• Provide accurate financial and member information
• Maintain the security of your device and iCloud account
• Not attempt to reverse engineer or modify the App
• Not share copyrighted or inappropriate content through the App

Data and Privacy

Your Data

• You retain ownership of all data you enter into the App
• Financial data is stored locally and optionally in your iCloud account
• We do not access or store your personal financial information on our servers
• Event sharing (Pro feature) requires explicit user action

Data Security

• The App uses industry-standard security practices
• iCloud data is protected by Apple's security measures
• You are responsible for maintaining your device and iCloud account security

Intellectual Property

Our Rights

• The Equalizer app, including its design, features, and algorithms, is our intellectual property
• You may not copy, modify, or distribute the App without permission
• All trademarks and service marks are our property

Your Rights

• You retain rights to the data you create and enter into the App
• You may export your data at any time
• You grant us limited rights to process your data to provide App functionality

Disclaimers and Limitations

Service Availability

• The App is provided "as is" without warranties
• We do not guarantee uninterrupted service
• Features may change or be discontinued with notice

Financial Accuracy

• The App is a tool for tracking and organizing financial information
• You are responsible for verifying all calculations and amounts
• We are not liable for financial errors or disputes between users

Limitation of Liability

• Our liability is limited to the amount you paid for the subscription
• We are not liable for indirect, incidental, or consequential damages
• Some jurisdictions may not allow these limitations

Prohibited Uses

You may not use the App to:

• Engage in illegal activities or money laundering
• Harass, threaten, or harm other users
• Upload viruses or malicious code
• Attempt unauthorized access to our systems
• Violate any applicable laws or regulations

Termination

By You

• You may stop using the App at any time
• Cancel subscriptions through your Apple ID account
• Delete the App to remove local data

By Us

• We may terminate access for Terms violations
• We may discontinue the App with reasonable notice
• Subscriptions will be handled according to Apple's policies

Contact Information

For questions about these Terms of Service:

• Email: support@yourdomain.com
• Through the App's support feature